Your home and personal possessions are important to you and need proper protection against fire, theft, and other Causes of Loss. Merced Mutual can provide a Homeowners policy ensuring the peace of mind you deserve.

We offer coverage for your home, other structures on premises (i.e., sheds and detached garages), personal property, and additional living expense should your home be uninhabitable for direct and accidental losses.

Liability Coverage is also provided under the Homeowners policy. This covers Bodily Injury or Property Damage caused by an occurrence to which coverage applies. The policy provides limited medical expense to persons accidentally injured, other than the policyholder.

Optional coverages and credits are also available that may enhance your policy providing additional protection at a competitive price.

To obtain further information about these products and pricing, please contact one of the professional, independent insurance agents representing Merced Mutual. You can find one near you at the Agency Locator.

If you own a rental dwelling Merced Mutual offers a Dwelling Fire policy that will protect your interest for this valuable resource. We provide Special Form coverage (DF-3), along with liability coverage, so you have the protection needed should sudden and accidental losses occur.

We provide coverage for well-maintained 1-2 unit residential dwellings, and ask that your primary residential dwelling also be insured to provide the supporting business for the rental.

To obtain further information about our products and pricing, please contact one of the professional, independent insurance agents representing Merced Mutual. You can find one near you at the Agency Locator tab.